River Terrace Health Care Center is certified as a Medicare and Medicaid facility and has been approved to provide these services since 2004-02-06. Medicare covers short-term skilled nursing care (typically up to 100 days after a qualifying hospital stay). Medicaid covers long-term care for residents who meet financial eligibility requirements. Contact the facility at (260) 824-8940 or your local Medicaid office to verify current eligibility.

River Terrace Health Care Center holds an overall CMS (Centers for Medicare & Medicaid Services) rating of 5 out of 5 stars. This is made up of three components: Health Inspection (5★), Staffing (4★), and Quality of Resident Care (3★). Our independent composite quality score — which uses the raw underlying CMS numbers to break ties between similarly-rated facilities — is 69.0/100, placing it #8761 of 14703 facilities nationally and #357 of 507 in Indiana. Star ratings are a useful starting point, but the composite score and individual sub-ratings give a more complete picture for families comparing facilities.

Each resident at River Terrace Health Care Center receives a reported average of 3 hours 33 minutes of total nurse staffing per day. This breaks down as: Registered Nurse (RN) coverage — 1 hour 12 minutes; Licensed Practical Nurse (LPN) — 9 minutes; Nurse Aide — 2 hours 12 minutes. On weekends, total nurse staffing is 2 hours 59 minutes per resident per day. The CMS Staffing Rating for this facility is 4 out of 5. The national average for total nursing hours is approximately 3.5 hrs/day. Total nursing staff turnover is 68.8%. Families are encouraged to ask about current staffing schedules during their facility visit.

The facility has received 6 fine(s) over the 5-year period, totaling $4,875. No substantiated complaints have been recorded in the available data. In the most recent CMS reporting period, the facility received 0 fine(s) totaling $0, and 0 Medicare payment denial(s). Total penalties: 0. The Total Weighted Health Survey Score is 5.0 (lower scores are better). Full inspection history and complaint details are available at medicare.gov/care-compare.

Nationally, River Terrace Health Care Center ranks 8761st out of 14,703 facilities (composite score: 69.0/100), placing it in the below average nationwide. Within IN, it ranks 357th out of 507 nursing homes. In Bluffton, it ranks 2nd out of 2 facilities. Among facilities sharing its ZIP code, it ranks 2nd of 2. For 2026 staffing: total nurse hours rank #8,611 nationally and RN hours rank #1,149 nationally (#21 in IN). Our composite quality score of 69.0/100 weighs health inspections, quality of resident care, staffing hours, compliance record, and five-year performance trends — giving a more complete picture than CMS star ratings alone, which can place hundreds of facilities in the same 5-star bucket. To browse and compare all nursing homes in Bluffton, visit: https://nursinghomesnearme.org/indiana/bluffton/