Oak Creek Terrace Inc is certified as a Medicare and Medicaid facility and has been approved to provide these services since 1992-12-09. Medicare covers short-term skilled nursing care (typically up to 100 days after a qualifying hospital stay). Medicaid covers long-term care for residents who meet financial eligibility requirements. Contact the facility at (937) 439-1454 or your local Medicaid office to verify current eligibility.

Oak Creek Terrace Inc holds an overall CMS (Centers for Medicare & Medicaid Services) rating of 4 out of 5 stars. This is made up of three components: Health Inspection (4★), Staffing (3★), and Quality of Resident Care (4★). Our independent composite quality score — which uses the raw underlying CMS numbers to break ties between similarly-rated facilities — is 74.0/100, placing it #6413 of 14703 facilities nationally and #533 of 922 in Ohio. Star ratings are a useful starting point, but the composite score and individual sub-ratings give a more complete picture for families comparing facilities.

Each resident at Oak Creek Terrace Inc receives a reported average of 3 hours 43 minutes of total nurse staffing per day. This breaks down as: Registered Nurse (RN) coverage — 25 minutes; Licensed Practical Nurse (LPN) — 55 minutes; Nurse Aide — 2 hours 23 minutes. On weekends, total nurse staffing is 3 hours 31 minutes per resident per day. The CMS Staffing Rating for this facility is 3 out of 5. The national average for total nursing hours is approximately 3.5 hrs/day. Total nursing staff turnover is 49.3%. Families are encouraged to ask about current staffing schedules during their facility visit.

Oak Creek Terrace Inc has received zero fines across all five years of available data (2022–2026), reflecting a strong regulatory compliance record. No substantiated complaints have been recorded in the available data. In the most recent CMS reporting period, the facility received 0 fine(s) totaling $0, and 0 Medicare payment denial(s). Total penalties: 0. The Total Weighted Health Survey Score is 39.0 (lower scores are better). Full inspection history and complaint details are available at medicare.gov/care-compare.

Nationally, Oak Creek Terrace Inc ranks 6413th out of 14,703 facilities (composite score: 74.0/100), placing it in the above average nationwide. Within OH, it ranks 533rd out of 922 nursing homes. In Kettering, it ranks 2nd out of 5 facilities. Among facilities sharing its ZIP code, it ranks 2nd of 2. For 2026 staffing: total nurse hours rank #6,971 nationally and RN hours rank #10,545 nationally (#736 in OH). Our composite quality score of 74.0/100 weighs health inspections, quality of resident care, staffing hours, compliance record, and five-year performance trends — giving a more complete picture than CMS star ratings alone, which can place hundreds of facilities in the same 5-star bucket. To browse and compare all nursing homes in Kettering, visit: https://nursinghomesnearme.org/ohio/kettering/