Carmel Health & Living Community is certified as a Medicare and Medicaid facility and has been approved to provide these services since 1978-04-24. Medicare covers short-term skilled nursing care (typically up to 100 days after a qualifying hospital stay). Medicaid covers long-term care for residents who meet financial eligibility requirements. Contact the facility at (317) 844-4211 or your local Medicaid office to verify current eligibility.

Carmel Health & Living Community holds an overall CMS (Centers for Medicare & Medicaid Services) rating of 1 out of 5 stars. This is made up of three components: Health Inspection (1★), Staffing (3★), and Quality of Resident Care (4★). Our independent composite quality score — which uses the raw underlying CMS numbers to break ties between similarly-rated facilities — is 63.3/100, placing it #10953 of 14703 facilities nationally and #430 of 507 in Indiana. Star ratings are a useful starting point, but the composite score and individual sub-ratings give a more complete picture for families comparing facilities.

Each resident at Carmel Health & Living Community receives a reported average of 3 hours 34 minutes of total nurse staffing per day. This breaks down as: Registered Nurse (RN) coverage — 36 minutes; Licensed Practical Nurse (LPN) — 1 hour 1 minute; Nurse Aide — 1 hour 58 minutes. On weekends, total nurse staffing is 3 hours 7 minutes per resident per day. The CMS Staffing Rating for this facility is 3 out of 5. The national average for total nursing hours is approximately 3.5 hrs/day. Total nursing staff turnover is 64.3%. Families are encouraged to ask about current staffing schedules during their facility visit.

Carmel Health & Living Community has received zero fines across all five years of available data (2022–2026), reflecting a strong regulatory compliance record. 79 substantiated complaints were recorded across the 5-year period — families should request details from the facility or review CMS inspection findings. In the most recent CMS reporting period, the facility received 0 fine(s) totaling $0, and 0 Medicare payment denial(s). Total penalties: 0. The Total Weighted Health Survey Score is 76.0 (lower scores are better). Full inspection history and complaint details are available at medicare.gov/care-compare.

Nationally, Carmel Health & Living Community ranks 10953rd out of 14,703 facilities (composite score: 63.3/100), placing it in the below average nationwide. Within IN, it ranks 430th out of 507 nursing homes. In Carmel, it ranks 7th out of 8 facilities. Among facilities sharing its ZIP code, it ranks 5th of 6. For 2026 staffing: total nurse hours rank #8,444 nationally and RN hours rank #6,825 nationally (#264 in IN). Our composite quality score of 63.3/100 weighs health inspections, quality of resident care, staffing hours, compliance record, and five-year performance trends — giving a more complete picture than CMS star ratings alone, which can place hundreds of facilities in the same 5-star bucket. To browse and compare all nursing homes in Carmel, visit: https://nursinghomesnearme.org/indiana/carmel/